Business property insurance provides comprehensive protection against physical damage or loss that may affect buildings, equipment, inventory, or other commercial assets. It safeguards companies from a wide range of risks, including fire, theft, vandalism, and certain natural disasters. The coverage is tailored individually to each business, helping ensure operational continuity and financial resilience in the face of unexpected events.

Business interruption insurance compensates for financial losses arising from unforeseen disruptions to business operations. Typically, the insured interest includes gross profit or a combination of fixed costs and net profit. The insurance covers ongoing expenses, loss of income, and additional costs incurred because of insured events such as fire, natural disasters, or equipment breakdowns.