Construction all risks insurance provides comprehensive protection for construction projects and on-site property against damage caused by sudden and unforeseen events such as natural disasters (storms, floods, heavy rain), fire, explosions, theft, vandalism, machinery or structural collapse, and even losses resulting from human error or faulty workmanship.

This coverage is designed for general contractors, project owners, subcontractors, and other stakeholders, offering protection throughout the entire construction process — from site preparation to project handover.

The policy covers the insured project, temporary structures, construction materials, and equipment located on-site. In addition to direct physical damage, the coverage can be extended to include third-party liability or business interruption losses resulting from insured events.

This insurance protects design professionals — such as architects and engineers — from financial losses resulting from professional errors, omissions, or negligence in the delivery of design and engineering services.

The policy covers professional liability arising under contractual or tort law, including direct financial losses (e.g. rework, additional materials, or time delays) and consequential losses, such as project delays or compensation claims by third parties.

Professional indemnity insurance for designers is often mandatory under professional licensing regulations or required for participation in public procurement. It is a key risk management tool that protects both the design firm and its clients from potentially significant financial consequences.

This insurance protects contractors against liability for damage or injury caused to third parties (those not directly involved in the construction process) during construction works.

It covers bodily injury, death, or property damage caused to third parties or surrounding infrastructure.

As one of the most essential liability covers in the construction sector, it ensures that the financial burden of compensation does not fall directly on the contractor.

This insurance covers the professional liability of construction or technical supervision managers arising from inadequate performance of their duties — such as improper supervision, lack of control, or professional mistakes.

It provides coverage for claims resulting from failure to ensure that construction works comply with project documentation, legal requirements, or safety standards.

The policy is particularly important for individual specialists and small companies, as even minor errors in supervision or coordination can lead to substantial financial losses.